Torrington Savings Bank

Fixed Rate Mortgages

These products offer a fixed rate, amortized payment schedule for up to a 30 year term. We offer rates for both conventional and jumbo fixed rate mortgages. 3% down payment programs are available to all buyers including First-time homebuyers. 

  
Please review and print all disclosures pertaining to the product for which you apply.

Fixed Rate - PURCHASE / REFINANCE

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
15 Year Fixed Rate - PURCHASE / REFINANCE
4.375%4.381%0.000$7.59
4.250%4.405%1.000$7.52
4.125%4.430%2.000$7.46
20 Year Fixed Rate - PURCHASE / REFINANCE
4.625%4.630%0.000$6.39
4.500%4.622%1.000$6.33
4.375%4.616%2.000$6.26
30 Year Fixed Rate - PURCHASE / REFINANCE
4.750%4.753%0.000$5.22
4.625%4.715%1.000$5.14
4.500%4.676%2.000$5.07

First-time Homebuyer

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
First Time Home Buyer - 30 Year
4.500%4.503%0.000$5.07

Jumbo Fixed Rate - PURCHASE/REFINANCE

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
15 Year Jumbo Fixed Rate - PURCHASE
4.500%4.501%0.000$7.65
4.375%4.527%1.000$7.59
4.250%4.553%2.000$7.52
30 Year Jumbo Fixed Rate - PURCHASE
5.000%5.001%0.000$5.37
4.875%4.964%1.000$5.29
4.750%4.927%2.000$5.22