Torrington Savings Bank

Follow the link below to the product of interest:
Recommendation:
Please review and print all disclosures pertaining to the product for which you apply.
 
Rates are current as of the date below and are subject to change at any time without notice.
Rates and terms will be confirmed by Torrington Savings Bank upon receipt of your application.

First Time Home Buyer

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
First Time Home Buyer - 30 Year
4.500%4.503%0.000$5.07



Adjustable Rate Products (1-4) Owner Occupied - PURCHASE/REFINANCE
 

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
1 Year ARM - 0 Points - PURCHASE / REFINANCE
2.875%5.220%0.000$4.15
3/1 Year ARM - 0 Points - PURCHASE / REFINANCE
3.125%4.908%0.000$4.28
5/1 Year ARM - 0 Points - PURCHASE / REFINANCE
3.250%4.659%0.000$4.35

Fixed Conventional Rate Products (1-4) Owner Occupied - Monthly Payment -PURCHASE/REFINANCE

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
15 Year Fixed Rate - PURCHASE / REFINANCE
4.375%4.381%0.000$7.59
4.250%4.405%1.000$7.52
4.125%4.430%2.000$7.46
20 Year Fixed Rate - PURCHASE / REFINANCE
4.625%4.630%0.000$6.39
4.500%4.622%1.000$6.33
4.375%4.616%2.000$6.26
30 Year Fixed Rate - PURCHASE / REFINANCE
4.750%4.753%0.000$5.22
4.625%4.715%1.000$5.14
4.500%4.676%2.000$5.07


 
Jumbo Mortgage - Monthly Payment - PURCHASE/REFINANCE

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
15 Year Jumbo Fixed Rate - PURCHASE
4.500%4.501%0.000$7.65
4.375%4.527%1.000$7.59
4.250%4.553%2.000$7.52
30 Year Jumbo Fixed Rate - PURCHASE
5.000%5.001%0.000$5.37
4.875%4.964%1.000$5.29
4.750%4.927%2.000$5.22

Construction Permanent

Fixed Rate Products - Construction Permanent

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
15 Year Fixed Rate - Construction
4.375%4.498%0.000$7.97
4.250%4.524%1.000$7.91
4.125%4.552%2.000$7.85
20 Year Fixed Rate - Construction
4.625%4.723%0.000$6.60
4.500%4.717%1.000$6.53
4.375%4.712%2.000$6.47
30 Year Fixed Rate - Construction
4.750%4.822%0.000$5.30
4.625%4.784%1.000$5.22
4.500%4.747%2.000$5.15

Home Equity Loans and Lines of Credit

Home Equity Loans

Rates as of Tuesday, December 4, 2018

Product DescriptionInterest RateAnnual Percentage RatePointsPayment per $1,000Apply
Home Equity Loans*
5 Year Fixed Equity Loan3.625%3.625%0.000$18.25
10 Year Fixed Equity Loan4.250%4.250%0.000$10.24
15 Year Fixed Equity Loan4.625%4.625%0.000$7.71
20 Year Fixed Equity Loan4.875%4.875%0.000$6.53

*RATE REFLECTS DISCOUNT FOR AUTO-PAY FROM TSB ACCOUNT. ADD .25% FOR RATE WITHOUT AUTO-PAY. 5 & 10 YEAR EQUITY LOAN PROGRAMS REQUIRE $10,000 NEW MONEY FOR EXISTING CUSTOMERS. ADD .25% FOR RATE WITHOUT NEW MONEY.
Home Equity Advantage Line of Credit

Rates as of Tuesday, December 4, 2018

Interest RateAnnual Percentage RatePointsPayment per $1,000Apply
Home Equity Advantage Plus
Existing TSB Mortgage clients only
4.750%4.750%0.000$3.96
Home Equity Advantage
Existing Mortgage with another lender
4.750%4.750%0.000$3.96
 
Review the documents you will need available when you apply online below:

If you prefer to apply in person: Find a branch near you.

If you prefer to print your application and mail it? You will need Adobe Reader.
If you do not have Adobe Reader it is available without charge from Adobe. Get Adobe Reader.
 
 
Mail completed application to:

TorringtonSavings Bank
129 Main Street
P.O. Box 478
Torrington, CT 06790